Retirement is a topic that can make people sleep badly.
Some people save a lot of additional money. But now, in the present, they have less to live for. Which is somehow a pity. If so, then ...
Others have decided to live now and they trust that later everything will somehow be all right. Which can be dangerous. What now …
And then there are those who have a lot now and have saved up enough for later. Hallelujah. They will probably not sleep badly. All good?
What many people forget is providing for old age is more than only saving money!
Of course, financial security is important and with money everything is easier than without money.
But what good is a lot of money if you can't do anything with it because you're sick? Take care of your health now!
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What use is the money to you if you have no one with whom you can fulfil your desires?
How happy can you become when you are lonely?
What good is it if you have a lot of money but only stay at home and have no interests or hobbies?
What good is it if you don't know how to use and divide up your free time because for years you were only determined by others?
What if you can't take care of yourself because you never learned it or you’re sick?
If you simply have nothing for which you want to get up in the morning and you lack the sense?
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How do you see your future?
Maybe you often think of something like that: When I am old, then ...
- I finally have the opportunity to travel more and see something of the world.
I finally have time to read all the books I ever wanted to read and sit in the garden in peace.
- I will not be such an old fart, I will continue to meet with my friends and can just do great things all day long.
- I will take care of my grandchildren and I can finally be there for my family.
Every one of us has such dreams and ideas about the future.
But to be honest, how sure can you be that what you want will come true?
Maybe then you will simply be too sick to travel. And being away for a long time is not possible because you still have a house that binds you.
And who is actually coming with you?
Maybe you will soon get bored with your books. After all, they haven't been interesting and important enough to get a piece of your time in the last 30 years.
Do you surely have a few good friends and acquaintances later who like to share their time with you? Maybe they have other obligations as well. Or they die. Or move away.
And what about your family? What if the grandchildren just don't like their old grandpa? And anyway, your children and grandchildren also have their own lives and not necessarily enough time to get to grips with you.
Phew, if I read it that way, I could get directly scared of the future ...
But that's not what I wanted to tell you with this post.
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Saving money for your retirement means investing money in the future today. Don't get me wrong: Financial provision is of course important and right.
But it is just as important to provide for your health, your relationships, your goals, your purpose and your ideas of what a beautiful old age may look like for you.
You can already do something about that today. And thus make it more likely that you will have a happy old age.
Also invest in your dreams, ideas and purpose
Take care of things as they come. But you should also make sure that things come as you want them to.
So let's start with the slightly different retirement plan.
The last 20 years:
On average, we live around 20 years in retirement, which seems a long time. What you can do.
Of course - and also unfortunately - we cannot completely influence how this time will go and what exactly awaits us.
But let us not only pay attention to financial security. There is so much more to life than that. Relationships. Spirituality. Love. Health. Purpose.
That's why it is important to expand your retirement plan!
That's why you should expand your pension portfolio to include a few more things that are important to you as you grow older.
Because: "The best way to predict the future is to shape it yourself".
Step 1: Become clear about your dreams and ideas
Think about what you want to truly enjoy in your older years.
Step 2: Identify the obstacles
And now search quite purposefully for what could stand in the way of your happiness. Why could perhaps not work out what you wish for? What are the risks? What could prevent your ideas from coming true?
Step 3: Make your investment plan
If you have thought about what your goal is (step 1) and what could prevent you from achieving it (step 2), then the third step follows: your plan.
For this you ask yourself what you can do for your more inclusive retirement so that it becomes as unlikely as possible that your obstacles from step 2 appear.
Of course you can do that all on your own, at least you should do that.
But most likely we don’t know how to do that and what our talents really are. Often we think we know who we are or what we can do best but in our coaching and mentoring we found out, that the truth is a most a surprise.
Christa Krahnert ND
Naturopath, Holistic Counsellor
Coach, Mentor, Spiritual Teacher
Do you resist what is happening in your life right now? Do you expect changes in your life? Don’t worry if you don’t see changes right away. Your inner reality is shifting and soon your outer reality will match your internal state. Be patient with yourself.
Like most people, you are probably stressed these days, because you believe everything needs to happen right away. You forget that everything happens in perfect timing. Do you want everything to happen instantly?
If you don't see anything changing on the outside, you start to lose faith in the power to create your reality. You even might start doubting if it's even real or possible.
You can't plant the seed and instantly pull it out to see if anything is growing. Your role now is to water your thoughts, habits and beliefs you want to manifest externally.
Soon you will see what you've planted come into fruition.
We have to be more patient and more trusting as we are doing our inner work. You are making a lot of changes in your life and the energy of your mind, body and inner self is shifting to a higher frequency to align you to new experiences, new habits, new people, new energy and a whole new mindset.
Everything will suddenly change for you. It will all happen. However, your number one focus right now is to continue making the changes and don't give up on yourself. Keep watering your seed.
Give yourself the space you need to reconnect with your inner self.
Keep reminding yourself why you even wanted to change in the first place. Deep down within your self you knew you deserved more out of life than what you used to settle for.
Now that you're going to be more patient, you'll be allowing the work to be done through you and for you. Soon you will notice the results of your efforts. You will see how powerful you are.
You will notice that you have the ability to fully transform your life. Give yourself credit right now. You're on a beautiful journey.
Love and Light
Spirituality is to know your true nature through contemplation, meditation and resting in stillness.
This seems to be difficult because our usual sense self has emerged from a world of thoughts, concepts and beliefs about the world, about consciousness and spirituality.
Words, thoughts and ritual in spiritual practice is helpful and even essential at some point. But eventually we need to be willing to unfocus the mind and let ourselves fall into a single purpose of purposelessness.
At some point words, thoughts and ritual need to fall away in order for the inconceivable truth to be experienced, and it can only be experienced in a state of complete openness.
My own experience has been that the more I relax and rest in being in my earnest desire to know myself as the ever present, unlimited presence of awareness, the more expectations and attachment to outcomes fade away.
The need to look to the world to provide a sense of stability, love or safety is replaced by a recognition of the only desire that I want to hold on to, and that is to know a truth beyond the limited sense of self. Even this one desire to know myself falls away, and everything is as it is, and the idea that there is one that chooses or does becomes irrelevant.
A sense of loss is impossible when the one purpose for everything is to experience a consistent state of peace and happiness, to know my true Self.
It takes concentrated discipline to focus on the unknown, which is really to unfocus the mind. That which can be felt can only be known as an abstract presence. It can be felt as a soft breath across the cheek, a slight movement of a breeze through the hair, an unconscious closing of the eyes, a warmth deep inside.
And ultimately none of these things matter, as the mind seems to lift altogether out of sensation into limitlessness and ever present awareness.
Love + Light
Rolf Krahnert. ConsciousLiving Coach, Guide and Mentor for Transformational Processes.